What are the benefits of a Funeral Plan?

We are very proud of the standard of service we provide to the people of Sheffield, and these high standards apply to our pre-paid funeral plans too.

The benefits of a funeral plan include;

  • You choose your own funeral arrangements, for your own peace of mind.
  • You will save your family from having to make difficult decisions, trying to guess what you would have wanted at such a distressing time.
  • All options are clearly specified and G & M Lunt Funeral Directors fees are fixed.  You can also make a contribution towards third party costs (for example crematorium fees, cemetery fees and minister’s fees).
  • Your money is invested in a separate trust, in your name.  It will be used to pay for your funeral when the time comes.
  • The funeral service will be provided by G & M Lunt, a privately owned Funeral Directors with a well established reputation.
  • There is no upper or lower age limits and no health questionnaires.
  • You can choose to pay for your plan in one lump sum, over 12 months interest free or in low cost monthly instalments.

If you would like us to send you a brochure, please complete your details and press send.  Please indicate whether the service is for burial or cremation.

    How do our funeral plans work and what do they cost?


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    Pre paid funeral plans Sheffield

    Where is my money invested?

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    Can I arrange my funeral and pay at a later date?


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    G and M Lunt Sheffield

    Frequently asked questions

    We’ve highlighted some popular questions below,
    but you can always speak to us in person too.

    Our telephone number is 0114 274 5508

    Our funeral plans are offered in conjunction with Golden Charter, who are one of the UK’s leading funeral plan providers, working with over 3000 independent funeral directors.  Once you have paid for your funeral plan, your money is paid into The Golden Charter Trust which is run by an independent board of trustees, who manage the trust on behalf of the plan holders.

    Golden Charter is registered with The Funeral Planning Authority and follow its code of practice. Further, they are recommended by The National Society of Allied and Independent Funeral Directors (SAIF).

    For more information relating to The Golden Charter Trust, please click here.

    Our funeral plan charges are split into 2 categories;

    Funeral Directors Charges – these are guaranteed within your plan.  These include;

    • Bringing the deceased into our care
    • Use of the chapel of rest until the day of the funeral
    • Your choice of coffin
    • A Hearse
    • Any following limousines
    • Our professional fees for arranging and conducting the funeral, within legal guidelines and as your wishes specify.

    Third Party Costs – a contribution towards these charges is included within your plan (at today’s prices).  These include, but are not limited to;

    • Crematorium fees
    • Cemetery fees
    • Minister or Celebrant fees
    • Newspaper Notices
    • Flowers
    • Catering at the funeral reception
    • Printing of orders of service

    Should the value of the third party fees rise above the growth within the plan, there will be an additional bill for your family to pay at the time of the funeral.  We are not able to guarantee the third party costs as they are completely out of our control. At present, it is rare that the plan does not cover the full cost of the third party fees.

    Funeral plans from G & M Lunt Funeral Directors are totally personalised to you.  Whether you wish for a simple, dignified service or would prefer a more lavish, grand affair, your plan will always reflect your wishes and will incorporate all the personal touches you want to include.

    Our aim is to completely understand what your wishes are, and tailor-make the funeral service to reflect this.  You can specify certain pieces of music to be played, include your favourite readings and poems, ask people not to wear dark coloured clothing at the service, or request that the cortege takes a certain route on the day of the funeral.

    When you take out a plan with us, you will receive a membership pack containing all the details of your bespoke funeral plan. When the time comes, your family simply needs to contact us and we will take care of all the funeral arrangements.

    We always advise people who have taken out one of our funeral plans to tell a close family member or executor that they have done so.  We can provide an additional copy of your arrangements for them to keep safely should you wish us to do so.

    You can pay in one of 3 ways;

    • One off payment in full
    • Pay over 12 months, interest free with a deposit of £49.00
    • Low cost monthly instalments with a deposit of £49.00

    With our low cost monthly instalments, you can spread the cost of your plan over a time period to suit your budget.  The only thing we ask is that the plan is paid for in full by the time you reach your 80th birthday.

    There is no minimum or maximum age for taking out a funeral plan with G & M Lunt.

    This depends on the type of payment method you have chosen.  Our key features document contains more information relating to this.  Please telephone us on 0114 274 5508 to request a copy.

    If you move house, you just need to let us know your new address.  We will inform Golden Charter for you.

    Even if you move to a different area of the country, your plan can move with you.  With a network of over 3000 independent funeral directors throughout the U.K. Golden Charter can recommend a local funeral director in the area you are moving to.

    For all payment methods, if you cancel within 30 days we will refund the payment you have made.

    If you choose to make a single payment or pay by 12 monthly payments and you cancel after 30 days, you will receive a refund of payments made less a cancellation fee of £249.

    If you are paying by low cost instalments and cancel after 30 days but before you have made 12 payments, you will receive a refund of payments made less a cancellation fee of £249.Your plan cannot be cancelled after 12 months. If you stop paying after 12 months, your plan will remain in place and no refund will be made. When you die, the funeral director will receive all money you have paid in, less the £249 administration fee, as a contribution towards your funeral.

    If you cancel after 30 days and pay by the fixed monthly payment option, you will not get anything back.

    As all of our plans are totally transferable, you are able to do a “joint” plan.   The plan would cover the first person to pass away.

    As long as your funeral wishes are the same (for example, you both wish to have a cremation service), we would ask for one name to be placed onto the plan documentation.  When the first person passes away, this plan can then be transferred and the funds used for the funeral arrangements.

    Yes, you can take out a plan on behalf of somebody else.

    Should you have elderly relatives, and they would prefer for you to make their arrangements for them, we would ask you to be the “representative” for the plan.  We can also make arrangements for you to receive all the plan paperwork on their behalf.   Please telephone us to discuss this in further detail.  Our phone number is 0114 274 5508.

    Yes, provided that the plan is paid for in full, it can be transferred to someone else, should the need arise.

    You can contact us in a number of ways should you wish to gain further information or take out a plan:

    1. Call us on 0114 274 5508 – we are always on hand to answer any questions you may have, and can make an appointment for you to see a funeral director at either our office or your home, whichever is more convenient for you.
    2. Send us an email to request further information and a brochure.  We will send you a personalised quote in the post, based on your precise wishes.
    Golden Charter

    Please telephone us on 0114 274 5508.  We are here to help.